I don't have a good answer for this but I know that we have the most expensive healthcare in the world, the ACA made it even worse cost wise, and we live shorter more or unhealthy lives compared to other industrialized nations. What would everyone else do?
We do pay a lot for our healthcare. A large part of the problem is that there are no market forces in it. We also have access to a lot more than most other countries in both care options and drugs. Whether or not you take them is your choice
The bit about shorter lives and our health is deceptive. Most of those stats come from WHO numbers. WHO numbers are self reported. In addition, those numbers don't control for things like immigrants who may not have had good health care of pre-natal care. Each country has different ways of determining things. For example, in many countries a baby born before whatever their cutoff date is (say 24 weeks), and then dies, is counted as a miscarriage. In this country if a baby is born that early and later dies, it is an infant death. our infant death rate may not be higher in reality, but on paper it looks like it is.
What would I do? I would get rid of most health care insurance except for catastrophic and let people pay cash for care. As you carry insurance on your car for big issues, but not oil changes, so should your health insurance be structured. Competition would bring prices down, people would know what they were paying for and how much, and everything would be between you and your doctor. I'd also take a big axe to the tort laws because they have killed charity medicine.
None of this will happen because healthcare is now a "right". We are doomed to some kind of government intervention and eventually, they will get their single payer. People have had generations now thinking that someone else should pay. They want insurance through work or through government. You can't change that any more than you can convince people the SSI is a bad deal.