Liability during Removals

[joebrown]

We all see the awesome videos of cutouts and trapouts, but no one gets to see the behind the scenes video. Maybe this has been discussed and maybe not, but what do you all do for liability protection? Do you carry insurance, have agreement forms, or do nothing at all?

Hardwood and JP, I know you two do some big cutouts, do you also do the repairs? What happens if you mess something up in the process? I do not want to make a big mistake and you guys expertise and advice could save lots of us all headaches and money!!

[hardwood]

Joe, I've been a State Certified Building Contractor for almost 30yrs now so I know how to build it back as well as take it apart! I actually don't do many repairs from cut outs because the owners usually have a handy man or someone that they trust (and are cheaper) do the repairs. I try to be as gentle as possible with the removal to make it easier in the repair (i.e. cut drywall or siding in a large piece at the stud etc).

I carry 3million in gen liability for my construction biz that covers removals.

Scott

[JP]

Joe, I am a licensed PCO who runs a pest control company. Of course most of my responsibilities surround removing bees these days. I have other folks working for me for the other pest stuff. In order for me to operate, by law I must carry insurance.

With that said, I have been in this field for almost 22 years and know a thing or two about construction but am not an expert by any means.

I have a few contractor friends who are in several of my videos who help me with repairs. I have learned that when accessing a building, you want to be as least intrusive as possible and what you take off you want to be able to put back on.

Down here in the south, builders love using wood and materials that come in sheets of 4 x 8. By cutting or removing on a seam most what is taken off can go back on with the least amount of effort.

Having the right tools for the job is a must as well to facilitate any removal.


...JP

 

[joebrown]

I am thinking about getting into removals in my area as well. I also have several friends that are contractors, but I will have to check into the rules and regulations and definitely the insurance thing as well. Thanks for the replies!

[Mike Tuggle]

My contract clearly spells out that I do not do the repair.  In fact, I advise the owner how they should close off and/or caulk entrances and "wash down" the exposed wall where the comb was.

My general liability rider should cover things.... I hope.