Just as an update: I would have lost my own bet.
No queen under the hive, but like D Coates, just laying workers with one cell of the chunk of comb I cut off having no less than 10 eggs in it and eggs all over the little blob of wax. In fact, while I was examining them with a flashlight and looking to see if I could find a queen when still attached under the hive I saw a bee with her abdomen in a cell and sitting there for 10 seconds like a queen would while laying. She didn't look like she had a queen's scutum/shield, and sure enough when she emerged from the cell it was just a regular ol' worker bee (well, regular ol' laying worker bee).
So, double checked the upper hive and also had a horrible laying worker scenario going on in there as I was a bit worried about a couple weeks before. Shook them out :'( . . . . I just hate doing that. But they sure ruined a bunch of frames with all that drone comb as usual.
Another one bites the dust.